[{"data":1,"prerenderedAt":262},["ShallowReactive",2],{"past-fintech-20":3},{"examName":4,"questions":5},"金融科技力知識檢定",[6,11,16,20,25,29,34,38,42,47,51,56,60,65,69,73,77,81,86,90,95,99,104,108,113,117,122,126,131,135,140,144,148,152,156,161,165,169,173,177,181,185,189,193,197,201,205,209,213,217,221,225,229,233,237,241,245,250,254,258],{"id":7,"qno":8,"question":9,"chapter":10},"fintech-20-001",1,"下列敘述較符合金融科技發展的何種階段？「金融監理法規大量增加，資通業快速發展，非銀行(Nonbank)的新創公司有機會推銷其利基型的金融商品與服務給一般消費者、公司行號、甚至是傳統金融業者。」","金融科技的發展演進",{"id":12,"qno":13,"question":14,"chapter":15},"fintech-20-002",2,"何謂混合雲？","雲端運算",{"id":17,"qno":18,"question":19,"chapter":15},"fintech-20-003",3,"下列何者非屬雲端計算的特色？",{"id":21,"qno":22,"question":23,"chapter":24},"fintech-20-004",4,"一般認知的大數據四大特徵，不包括下列何者？","市場資訊供應(大數據與新市場平台)",{"id":26,"qno":27,"question":28,"chapter":24},"fintech-20-005",5,"下列何者是大數據資料分析步驟中，使用來處理資料遺缺、重覆、不一致以及數值誤植與檢核錯誤等問題？",{"id":30,"qno":31,"question":32,"chapter":33},"fintech-20-006",6,"隨著自然語言處理的發展，為了進一步解讀人類的情感和思考，進而更有效率地處理問題，機器可以根據人類的什麼東西進行解讀？","人工智慧",{"id":35,"qno":36,"question":37,"chapter":33},"fintech-20-007",7,"有關人工智慧在保險業方面的可能應用，下列何者錯誤？",{"id":39,"qno":40,"question":41,"chapter":33},"fintech-20-008",8,"在證券業方面，台灣人工智慧的可能運用，下列何者較不具效益？",{"id":43,"qno":44,"question":45,"chapter":46},"fintech-20-009",9,"有關比特幣的資料，下列何項是不能公開的？","區塊鏈",{"id":48,"qno":49,"question":50,"chapter":46},"fintech-20-010",10,"下列何項非屬區塊鏈的種類？",{"id":52,"qno":53,"question":54,"chapter":55},"fintech-20-011",11,"在評估生物辨識系統的便利性時常用下列何者來衡量？","生物辨識",{"id":57,"qno":58,"question":59,"chapter":55},"fintech-20-012",12,"下列何者非屬人臉辨識的優點？",{"id":61,"qno":62,"question":63,"chapter":64},"fintech-20-013",13,"有關行動支付的敘述，下列何者錯誤？","支付",{"id":66,"qno":67,"question":68,"chapter":64},"fintech-20-014",14,"新冠肺炎疫情以來，許多非接觸裝置被支付公司以植入晶片方式作為支付工具，其「不包括」下列何者？",{"id":70,"qno":71,"question":72,"chapter":64},"fintech-20-015",15,"有關傳統支付模式的挑戰或轉型敘述，下列何者錯誤？",{"id":74,"qno":75,"question":76,"chapter":10},"fintech-20-016",16,"下列敘述，何者非屬金融科技發展路徑圖 2.0「推動面向四、提升金融包容性及數位金融普及推廣金融科技技術與應用」之具體推動事項？",{"id":78,"qno":79,"question":80,"chapter":10},"fintech-20-017",17,"下列敘述何者非屬「推動綠色（永續）金融科技」之具體推動事項內容？",{"id":82,"qno":83,"question":84,"chapter":85},"fintech-20-018",18,"根據中央銀行(2019)之報告，僅協助資訊中介，屬於 P2P 借貸的何種模式？","存貸",{"id":87,"qno":88,"question":89,"chapter":85},"fintech-20-019",19,"有關 P2P 借貸平台之敘述，下列何者錯誤？",{"id":91,"qno":92,"question":93,"chapter":94},"fintech-20-020",20,"下列何種募資方式，主要是運用於公益事業上？","募資",{"id":96,"qno":97,"question":98,"chapter":94},"fintech-20-021",21,"根據統計新創企業，多處於下列哪一階段企業產業週期？",{"id":100,"qno":101,"question":102,"chapter":103},"fintech-20-022",22,"根據 WEF(2015)，有關傳統投資管理的敘述，下列何者錯誤？","金融科技下的投資管理",{"id":105,"qno":106,"question":107,"chapter":103},"fintech-20-023",23,"有關人機結合理財顧問(Cyborg-advisor)的運作模式，下列敘述何者錯誤？",{"id":109,"qno":110,"question":111,"chapter":112},"fintech-20-024",24,"有關各國純網路銀行發展狀況，下列敘述何者正確？","純網銀與開放銀行",{"id":114,"qno":115,"question":116,"chapter":112},"fintech-20-025",25,"下列何者指的是一個可公開取得的應用程式介面，提供開發人員透過程式化存取一個專有的軟體應用程式？",{"id":118,"qno":119,"question":120,"chapter":121},"fintech-20-026",26,"根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？","監理科技",{"id":123,"qno":124,"question":125,"chapter":121},"fintech-20-027",27,"金融科技對銀行催生了四項特性，下列何者錯誤？",{"id":127,"qno":128,"question":129,"chapter":130},"fintech-20-028",28,"為加強資安犯罪之偵辦工作，減少因證據力不足而導致在法庭上爭議不斷，台灣高檢署自 2018 年起在 8 個地檢署成立何種機構？","資訊安全與風險管理",{"id":132,"qno":133,"question":134,"chapter":130},"fintech-20-029",29,"對於透過資訊工具的金融犯罪，下列敘述何者錯誤？",{"id":136,"qno":137,"question":138,"chapter":139},"fintech-20-030",30,"國外的大型科技公司掌握客戶的線上銷售，社群活動等等網路活動，並逐步擴展至金融服務，下列何者科技公司尚未推出金融服務？","金融機構的數位轉型",{"id":141,"qno":142,"question":143,"chapter":139},"fintech-20-031",31,"根據 Chris Skinner 所著《數位真轉型》之敘述，金融機構進行『數位轉型』會碰到各種挑戰，不包括下列何者？",{"id":145,"qno":146,"question":147,"chapter":112},"fintech-20-032",32,"有關開放銀行，最具代表性的是由何國家的競爭及市場管理局(CMA)所設立的開放銀行實施組織，要求該國前九大銀行用統一的 Open Banking API，並強制銀行在客戶同意的情況之下將顧客資料依據此標準格式，提供給參與此計畫的第三方業者使用？",{"id":149,"qno":150,"question":151,"chapter":10},"fintech-20-033",33,"有關金融科技創新對金融產業帶來的衝擊，下列敘述何者錯誤？",{"id":153,"qno":154,"question":155,"chapter":121},"fintech-20-034",34,"有關「金融科技發展路徑圖(2.0)」中，針對監理科技之敘述，下列何者錯誤？",{"id":157,"qno":158,"question":159,"chapter":160},"fintech-20-035",35,"依保險業設立許可及管理辦法規定，我國數位人身保險公司，其最低實收資本額為新臺幣多少金額？","保險科技",{"id":162,"qno":163,"question":164,"chapter":160},"fintech-20-036",36,"下列何者非屬保險業得辦理網路投保之人身保險商品？",{"id":166,"qno":167,"question":168,"chapter":55},"fintech-20-037",37,"有關「金融服務業辦理數位身分驗證指引」中，「應用場景採用之身分驗證機制失效時之可能風險」之敘述，下列何者錯誤？",{"id":170,"qno":171,"question":172,"chapter":55},"fintech-20-038",38,"下列何者政府部門已依 FIDO 聯盟之規範，建置並啟用臺灣行動身分識別 Taiwan FidO 服務？",{"id":174,"qno":175,"question":176,"chapter":64},"fintech-20-039",39,"下列何者為 Apple Pay 行動支付使用的技術？",{"id":178,"qno":179,"question":180,"chapter":64},"fintech-20-040",40,"電子支付機構之第一類電子支付帳戶中，國內外小額匯兌之每筆金額，以等值新臺幣多少金額為限？",{"id":182,"qno":183,"question":184,"chapter":10},"fintech-20-041",41,"目前金融業運用之大數據(Big Data)、人工智慧(Artificial Intelligence)與電腦自動研判數據(Machine Accessible Data)等係屬於下列何種金融科技對傳統金融業之衝擊？",{"id":186,"qno":187,"question":188,"chapter":15},"fintech-20-042",42,"公用雲的資安問題常讓人擔憂，因此過去雲端供應商都藉由通過下列何種的 Type II 稽核標準，證明其服務對於資安控管措施與目標已達到一定的安全標準？",{"id":190,"qno":191,"question":192,"chapter":24},"fintech-20-043",43,"有關「新市場平台(New Market Platform)」的敘述，下列何者錯誤？",{"id":194,"qno":195,"question":196,"chapter":33},"fintech-20-044",44,"史蒂芬史匹柏的電影「A.I.」中，主角男孩屬於下列何種人工智慧？",{"id":198,"qno":199,"question":200,"chapter":46},"fintech-20-045",45,"有關區塊鏈上的智能合約，下列敘述何者錯誤？",{"id":202,"qno":203,"question":204,"chapter":46},"fintech-20-046",46,"雜湊函數的輸入是任意長度字串，而輸出是下列何種字串？",{"id":206,"qno":207,"question":208,"chapter":55},"fintech-20-047",47,"下列敘述何者非屬多因子生物識別平台的目的或重要性？",{"id":210,"qno":211,"question":212,"chapter":64},"fintech-20-048",48,"NFC 支付通常有三個主要的組成元素，不包括下列何者？",{"id":214,"qno":215,"question":216,"chapter":160},"fintech-20-049",49,"新加坡政府為打造成為「智慧國家」，積極推動金融保險科技的發展。而下列敘述何者錯誤？",{"id":218,"qno":219,"question":220,"chapter":85},"fintech-20-050",50,"有關英國 Zopa 的 Safeguard 敘述，下列何者錯誤？",{"id":222,"qno":223,"question":224,"chapter":94},"fintech-20-051",51,"下列哪一個群眾募資平台首先提出「領投+跟投」的模式？",{"id":226,"qno":227,"question":228,"chapter":103},"fintech-20-052",52,"下列何者非屬業者對系統運用演算法的監控機制？",{"id":230,"qno":231,"question":232,"chapter":112},"fintech-20-053",53,"銀行戰略，係屬下列何種金融數據類型？",{"id":234,"qno":235,"question":236,"chapter":121},"fintech-20-054",54,"下列何者非 PwC(2016a)報告中「新方向」之監理科技類型內涵？",{"id":238,"qno":239,"question":240,"chapter":121},"fintech-20-055",55,"為了防範虛擬資產被作為洗錢或資恐的工具，金管會要求銀行針對虛擬資產相關帳戶，必須依洗錢防制法規定。而下列敘述何者錯誤？",{"id":242,"qno":243,"question":244,"chapter":139},"fintech-20-056",56,"銀行進行數位轉型，將會碰到各種挑戰，下列敘述何者錯誤？",{"id":246,"qno":247,"question":248,"chapter":249},"fintech-20-057",57,"有關「實境體感場域業者自律規範」之敘述，下列何者錯誤？","創新科技",{"id":251,"qno":252,"question":253,"chapter":15},"fintech-20-058",58,"下列何者不是 NIST(National Institute of Standards and Technology)定義的雲端運算部署模式？",{"id":255,"qno":256,"question":257,"chapter":33},"fintech-20-059",59,"下列何者是執行機器學習的主要技術？",{"id":259,"qno":260,"question":261,"chapter":33},"fintech-20-060",60,"截至 2023 年，下列何者不是應用在金融服務的主要 AI 技術？",1783313305925]