[{"data":1,"prerenderedAt":39},["ShallowReactive",2],{"q-bank_audit_cf_law-49-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20,"canonicalId":21},"bank_audit_cf_law-49-015","49",15,"依財政部函釋，銀行將代客開票（支票、匯票）作業委外處理，若受託機構有違法情事致銀行客戶權益受損，下列何者仍應依相關規定對客戶負責？",[13,14,15,16],"該受託機構","銀行","票據交換所","財金資訊公司",1,"相關函令","依財政部函釋及金融機構委外規範，銀行將代客開票（支票、匯票）作業委外，僅屬內部作業之分工，與客戶間之契約關係及責任仍存於銀行，故受託機構有違法情事致客戶權益受損時，(B)銀行仍應依相關規定對客戶負責，事後再依委託契約向受託機構求償。(A)受託機構與客戶間並無契約關係；(C)票據交換所辦理票據交換、(D)財金資訊公司負責跨行資訊系統，均非本件對客戶負責之主體，答案為(B)。","medium","bank_audit_law-49-015",[23,27,31,35],{"id":24,"question":25,"qno":26},"bank_audit_cf_law-47-014","依主管機關規定，金融機構自動櫃員機(ATM)及週遭監視之錄影帶應暫行保存幾個月以上，錄影帶內容有涉及交易糾紛或民刑事案件者，於案件未結前，並應繼續保存？",14,{"id":28,"question":29,"qno":30},"bank_audit_cf_law-47-017","為防範人頭帳戶從事犯罪，銀行於受理客戶開立存款戶時，應查核客戶身分，其作業流程，下列敘述何者正確？",17,{"id":32,"question":33,"qno":34},"bank_audit_cf_law-47-043","依金管會規定，金融機構總行於接獲所屬分支單位之「警示帳戶」通報後，應立即向下列何者通報？",43,{"id":36,"question":37,"qno":38},"bank_audit_cf_law-47-044","依主管機關規定，金融機構為發還滯留於「警示帳戶」內剩餘款項，應指定一何職級之人員專責督導發還事宜？",44,1787293939558]