[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-48-018":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_prac-48-018","48",18,"有關銀行辦理授信業務，下列敘述何者錯誤？",[13,14,15,16],"借戶提供之本票，如徵有授權書，其本票發票日可空白不填","借款約定書應由借款人親簽","個人名義之借款不得撥入公司戶","公司戶作保應徵提公司章程，以確認該公司得對外作保",0,"徵授信暨逾期放款查核",1,"發票日是本票絕對必要記載事項,空白未填的本票根本無效,就算徵了授權書也不能讓發票日空白,授權書通常只授權代填到期日,故 (A) 錯誤。(B) 約定書須借款人親簽、(C) 個人借款不得撥入公司戶以防資金流向不符、(D) 公司作保須查章程確認有保證權限,皆為正確實務。","medium","bank_audit_prac-48-024",[24,28,31,35,39,43],{"id":25,"question":26,"qno":27},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":29,"question":30,"qno":10},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1787293941368]