[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-054":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20,"canonicalId":21},"bank_audit_cf_prac-49-054","49",54,"銀行催收單位與客戶簽定聲明書或切結書時，除由催收人員擬具簽核內容外，另應經下列何者之確認？",[13,14,15,16],"授信人員","法務人員","主管機關","徵信人員",1,"徵授信暨逾期放款查核","聲明書、切結書涉及債權債務的權利義務約定,文字稍有疏漏就可能影響銀行債權的行使,故除催收人員擬具簽核內容外,應再經法務人員確認法律效力與用語妥適,故選 (B)。(A) 授信、(D) 徵信人員非法律專業,(C) 主管機關不介入個案文件審核。","easy","bank_audit_prac-49-072",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",18,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1787293942945]