[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-47-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_prac-47-023","47",23,"依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",[13,14,15,16],"一般營運週轉金貸款","開發國內外信用狀","消費者貸款","透支",1,"徵授信暨逾期放款查核","間接授信指銀行提供信用保證而非直接撥貸資金,開發國內外信用狀時,銀行係為交易提供付款擔保、於受益人提示符合單據時才負付款責任,故屬間接授信,答案為(B)開發國內外信用狀。(A)一般營運週轉金貸款、(C)消費者貸款、(D)透支都是銀行直接撥付或墊付資金予借款人的直接授信,銀行一開始即有實際資金流出,故均非間接授信;查核時可依是否直接撥款區分直接與間接授信兩類。","easy",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",24,{"id":27,"question":28,"qno":29},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":31,"question":32,"qno":33},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",26,{"id":35,"question":36,"qno":37},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":39,"question":40,"qno":41},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-029","依強制執行法規定，下列何者不屬執行名義？",29,1787293935355]