[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_prac-47-056":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-47-056","47",56,"下列何者應在理財業務人員職業道德規範中明訂？",[13,14,15,16],"內線交易行為之禁止","薪資與獎酬","人員資格條件","內稽及內控",0,"財富管理業務查核",1,"理財業務人員的職業道德規範,核心在於規範從業人員的行為操守與分際,因此應明訂禁止內線交易等不當行為,故答案為(A)。區分其餘選項的歸屬:(B)薪資與獎酬屬人事管理與薪酬制度的範疇;(C)人員資格條件屬任用與資格審查的規定;(D)內稽及內控則屬內部控制制度的範圍。這三者雖然都是機構應建立的管理事項,但都不是「職業道德規範」所要明定的重點。掌握此題的要領,在於分清「職業道德規範」與「人事、資格、內控」等其他制度文件各自的內容分工:職業道德規範聚焦於誠信、保密、避免利益衝突與禁止內線交易等行為準則。稽核財富管理與理財業務時,應查核機構是否訂有明確的理財人員職業道德規範,並落實教育訓練與遵循情形的追蹤。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-051","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",51,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-052","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",52,{"id":32,"question":33,"qno":34},"bank_audit_prac-47-053","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",53,{"id":36,"question":37,"qno":38},"bank_audit_prac-47-054","有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",54,{"id":40,"question":41,"qno":42},"bank_audit_prac-47-055","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",55,{"id":44,"question":45,"qno":46},"bank_audit_prac-47-057","為符合「適當性(Suitability)原則」 ，針對財富管理個人類型客戶應審視之事項，下列何者非屬之？",57,1787293935766]