[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_prac-48-033":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-48-033","48",33,"逾期放款個案有因疏於注意請求權而致時效消滅，下列何者時效最短？",[13,14,15,16],"支票之執票人對前手之追索權","匯票之背書人對前手之追索權","本票之背書人對前手之追索權","本票之執票人對前手之追索權",0,"徵授信暨逾期放款查核",1,"依票據法，追索權時效因票據種類與行使人而異：(A)支票之執票人對前手之追索權僅四個月，為四者中最短，稍一疏忽即罹於時效，故選(A)。(B)匯票之背書人對前手、(C)本票之背書人對前手，時效均為六個月；(D)本票之執票人對前手則長達一年。逾期放款催收控管上，持有支票者最須注意及時行使追索或設法中斷時效，以免請求權因疏於注意而消滅。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-023","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",23,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",24,{"id":32,"question":33,"qno":34},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":36,"question":37,"qno":38},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",26,{"id":40,"question":41,"qno":42},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":44,"question":45,"qno":46},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,1787293936489]