[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-48-072":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_prac-48-072","48",72,"一個完整週延的消費金融產品計劃書(Credit Program)，所應涵蓋的內容，不包括下列何者？",[13,14,15,16],"授信作業","出納作業","產品策略與規劃","信用相關之管理資訊系統",1,"消費金融業務查核","一個完整週延的消費金融產品計劃書應涵蓋(C)產品策略與規劃、(A)授信作業(含徵信、審核、核准權限與撥貸)，以及(D)信用相關之管理資訊系統，用以規範產品自設計、行銷、核貸到帳戶管理與風險監控的全流程。(B)出納作業屬臨櫃現金收付與金庫控管的一般行務，各項業務共通適用，並非特定消金產品計劃書的核心內容，故答案為(B)。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_prac-47-064","下列何者不是消費金融產品？",64,{"id":27,"question":28,"qno":29},"bank_audit_prac-47-065","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",65,{"id":31,"question":32,"qno":33},"bank_audit_prac-47-067","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",67,{"id":35,"question":36,"qno":37},"bank_audit_prac-47-069","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",69,{"id":39,"question":40,"qno":41},"bank_audit_prac-47-070","有關信用卡帳務作業，下列敘述何者錯誤？",70,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-071","有關消費金融產品之特性，下列敘述何者錯誤？",71,1787293936904]