[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-49-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-026","49",26,"凡貸款本金超逾約定清償期限多久以上而未辦理轉期或清償者應列報為逾期放款？",[13,14,15,16],"三個月","六個月","九個月","一年",0,"徵授信暨逾期放款查核",1,"依主管機關規定,貸款本金超過約定清償期限(A)三個月以上,而借款戶仍未辦理轉期或清償者,銀行即應將該筆放款列報為逾期放款,以真實反映授信資產品質並據以提列備抵呆帳。三個月是逾放認定的起算門檻;(B)六個月另是轉列催收款的界線,(C)九個月與(D)一年都已超過認定時點,並非本題所問的列報起算期間,故正確答案為(A)。","easy",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-023","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",23,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",24,{"id":32,"question":33,"qno":34},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":36,"question":37,"qno":10},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",{"id":39,"question":40,"qno":41},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,1787293937240]