[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-49-051":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-051","49",51,"有關銀行辦理財富管理業務，下列敘述何者錯誤？",[13,14,15,16],"主管機關未訂定最低往來金額","若客戶交易屬於不尋常或可疑交易時，應立即通報","對客戶資料應保密","保證最低收益",3,"財富管理業務查核",1,"本題要挑出錯誤敘述。投資本身即帶有風險，銀行辦理財富管理是提供諮詢與商品服務，絕不得向客戶保證最低收益，否則不僅違反誠信原則，更會誤導客戶忽略風險，因此(D)保證最低收益的說法是錯誤的，答案為(D)。至於(A)主管機關確實未強制訂定財富管理的最低往來金額、(B)發現客戶交易屬不尋常或可疑交易時應立即通報以符合防制洗錢要求、(C)對客戶資料應予保密，這三項都是正確且應遵循的業務原則，故非本題所選。","easy",[23,26,30,34,38,42],{"id":24,"question":25,"qno":10},"bank_audit_prac-47-051","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"bank_audit_prac-47-052","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",52,{"id":31,"question":32,"qno":33},"bank_audit_prac-47-053","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",53,{"id":35,"question":36,"qno":37},"bank_audit_prac-47-054","有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",54,{"id":39,"question":40,"qno":41},"bank_audit_prac-47-055","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",55,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-056","下列何者應在理財業務人員職業道德規範中明訂？",56,1787293937486]