[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-bank_audit_prac-49-078":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-078","49",78,"依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，經核准辦理衍生性金融商品業務之銀行，其最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",[13,14,15,16],"3%","5%","6%","9%",0,"衍生性金融商品業務查核",2,"銀行資產品質惡化時應收斂風險承擔，依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」，經核准辦理該業務之銀行，最近一季底逾期放款比率高於3%者，所辦衍生性金融商品即應以避險目的為限，不得再承作交易(投機)目的部位，故選(A)。(B)5%、(C)6%、(D)9%都高於法定門檻，若以之為標準，將使逾放比介於3%與該比率間的銀行仍得從事非避險交易，不符規定。","hard",[23,26,30,34,37,41],{"id":24,"question":25,"qno":10},"bank_audit_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",{"id":27,"question":28,"qno":29},"bank_audit_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",80,{"id":31,"question":32,"qno":33},"bank_audit_prac-48-058","依主管機關規定，有關得以書面向銀行申請成為辦理衍生性金融商品業務之專業自然人客戶之必要條件，下列何者非屬之？",58,{"id":35,"question":36,"qno":10},"bank_audit_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":38,"question":39,"qno":40},"bank_audit_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":42,"question":43,"qno":29},"bank_audit_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",1787293937819]