[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-esg-114-4k-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"esg","永續發展基礎能力測驗","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"esg-114-4k-049","115-4",54,"金融機構發展金融科技，讓民眾可以方便、經濟實惠的使用各種金融服務，這有助於達成哪一項永續目標(或減緩哪一個風險)？",[13,14,15,16],"消除貧窮","少子化","城鄉差距擴大","超高齡化",2,"永續風險管理與治理","這題考的是普惠金融的概念。金融科技透過行動支付、網路銀行、線上開戶與數位借貸等方式，讓原本因分行據點稀少、往來成本過高而被排除在外的偏鄉與弱勢民眾，也能便利又經濟實惠地取得金融服務，等於把服務普及到原本地理上不易觸及的地區，最直接減緩的正是城鄉差距擴大，故 (C) 對。(A) 消除貧窮偏重所得與生計的改善，金融科技至多是間接助力；(B) 少子化與 (D) 超高齡化屬人口結構議題，須靠生育、長照與退休制度等對策因應，都不是便利取得金融服務所直接對應的風險。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"esg-113-2-012","上市上櫃公司永續發展實務守則中，為健全永續發展之管理，下列哪一項不包含在內？",12,{"id":27,"question":28,"qno":29},"esg-113-2-040","溫室氣體盤查主要依循的四個步驟，正確順序為何？ 甲.決定排放量計算方式；乙.選擇合適的排放係數；丙.蒐集活動數據；丁.計算溫室氣體排放量",40,{"id":31,"question":32,"qno":33},"esg-113-2-041","根據「本國銀行氣候風險財務揭露指引」，下列何者為銀行對於氣候風險高之業務或交易應報經核定之單位，並留存相關紀錄備查？",41,{"id":35,"question":36,"qno":37},"esg-113-2-044","SASB 準則五大面向當中的環境(Environment)提及生態衝擊(Ecological Impacts)議題，下列何者描述不正確？",44,{"id":39,"question":40,"qno":41},"esg-113-2-047","依據「本國銀行氣候風險財務揭露指引」，銀行應對實體風險與轉型風險進行情境分析與壓力測試，其下列哪項特性敘述錯誤？",47,{"id":43,"question":44,"qno":45},"esg-113-2-050","IPCC「2022 氣候變遷：影響、調適與脆弱性」報告中，針對沿海社會生態系統的風險提出調適選項，下列何者為其選項？",50,1787293918481]