[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-esg-115-3-058":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"esg","永續發展基礎能力測驗","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"esg-115-3-058","115-3",58,"針對臺灣社會超高齡化的危機，金融機構可以協助調適該風險的金融工具為何？",[13,14,15,16],"安養信託","以房養老","即期年金險","以上皆是",3,"永續金融",2,"面對臺灣邁入超高齡社會所帶來的長壽風險與安養照護需求,金融機構可運用多元工具協助民眾調適:(A)安養信託由信託業代為保管並專款專用地支付醫療照護與生活費用,避免財產遭挪用;(B)以房養老即不動產逆向抵押貸款,讓長者將自住房屋抵押換取按月給付,把不動產轉為現金流;(C)即期年金險則於躉繳保費後立即開始給付,提供活到老、領到老的終身收入。三者分屬信託、貸款與保險三大領域,功能互補、都能減緩老年財務壓力,故正解為(D)以上皆是,顯示金融業在高齡調適上可扮演多重角色。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"esg-113-2-006","聯合國環境規劃署(UNEP)，將永續金融劃分為環境、社會、經濟與治理，其中環境面向不包含下列哪一項？",6,{"id":28,"question":29,"qno":30},"esg-113-2-013","以下何者是綠色金融行動方案 3.0 的核心策略？",13,{"id":32,"question":33,"qno":34},"esg-113-2-017","有關歐盟永續分類標準(EU Taxonomy)之敘述，下列何者正確？",17,{"id":36,"question":37,"qno":38},"esg-113-2-025","為增進 ESG 基金商品資訊揭露，集保公司擬於何處建置境外 ESG 基金專區並優化投信 ESG 基金專區？",25,{"id":40,"question":41,"qno":42},"esg-113-2-061","為解決氣候變遷的問題，國際上常由公私部門共同建立災害保險計畫，以保障極端氣候所造成的損失。請問該保險可能是哪一種綠色保險？",61,{"id":44,"question":45,"qno":46},"esg-113-2-066","公司 A 發行公司債籌資，且其籌得資金將全部用於廢棄物回收處理投資，試問該債券可以申請何種債券認可？",66,1787293923149]