[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fin_plan_prac-46-040":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-46-040","46",40,"基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",[13,14,15,16],"向下攤平","反向操作","即時停損","長期持股",2,"投資規劃",1,"當個股或基金的基本面明顯轉差、同時技術面又呈現空頭排列（短、中、長期均線由上而下空頭排列、股價沿均線下彎）時，代表下跌趨勢已經確立，此時投資決策的首要重點是控制風險、避免虧損持續擴大，也就是 (C) 即時停損。停損能先保住剩餘資金，待趨勢反轉、出現更明確的進場訊號時再重新布局。(A) 向下攤平是在下跌途中不斷加碼、拉低平均成本，但趨勢向下時只會越攤越深、套牢更多資金，違背風險控管原則；(B) 反向操作在明確空頭中等於逆勢接刀，風險極高；(D) 長期持股則忽視了基本面已轉壞的事實，抱著問題標的長期不動只會擴大損失。因此在空頭確立時的正確因應是即時停損，故選 (C)。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fin_plan_prac-46-018","風險衡量的基準統計量，下列敘述何者錯誤？",18,{"id":28,"question":29,"qno":30},"fin_plan_prac-46-019","假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",19,{"id":32,"question":33,"qno":34},"fin_plan_prac-46-041","有關投資組合的向日葵原則敘述，下列何者錯誤？",41,{"id":36,"question":37,"qno":38},"fin_plan_prac-46-042","有關定時定額選擇投資標的之敘述，下列何者正確？",42,{"id":40,"question":41,"qno":42},"fin_plan_prac-46-043","當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",43,{"id":44,"question":45,"qno":46},"fin_plan_prac-46-045","黃先生總資產市值為 100 萬元，可接受的總資產市值下限為 70 萬元，可承擔風險係數為 3，依投資組合保險策略投資股票，若所投資之股票價值下跌 10 萬元，則應如何調整？",45,1787293951639]