[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fin_plan_prac-46-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_prac-46-042","46",42,"有關定時定額選擇投資標的之敘述，下列何者正確？",[13,14,15,16],"應選擇新興市場基金","選擇趨勢倍數＞1 之基金","選擇過去一年漲幅＞50%之基金","選擇單一產業基金",1,"投資規劃","定時定額投資的核心精神是分批進場、以時間平滑成本，因此標的應具備波動度、且長期趨勢向上，才能在下跌時累積較多單位數、在長線走揚時實現獲利。(B) 選擇趨勢倍數大於一的基金，意味著該標的長線走多、多頭格局明確，最能發揮定時定額逢低加碼、長抱獲利的效果，故為正解。(A) 新興市場基金雖波動大，但單押特定新興區域風險過度集中，並非通則性的正確敘述；(C) 過去一年漲幅超過五成的基金已大幅上漲，此時大額介入容易買在相對高點、追高風險大；(D) 單一產業基金押注單一產業景氣循環，分散度不足、風險集中。三者皆非定時定額的理想條件，因此本題應選 (B) 趨勢倍數大於一的基金。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"fin_plan_prac-46-018","風險衡量的基準統計量，下列敘述何者錯誤？",18,{"id":27,"question":28,"qno":29},"fin_plan_prac-46-019","假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",19,{"id":31,"question":32,"qno":33},"fin_plan_prac-46-040","基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",40,{"id":35,"question":36,"qno":37},"fin_plan_prac-46-041","有關投資組合的向日葵原則敘述，下列何者錯誤？",41,{"id":39,"question":40,"qno":41},"fin_plan_prac-46-043","當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",43,{"id":43,"question":44,"qno":45},"fin_plan_prac-46-045","黃先生總資產市值為 100 萬元，可接受的總資產市值下限為 70 萬元，可承擔風險係數為 3，依投資組合保險策略投資股票，若所投資之股票價值下跌 10 萬元，則應如何調整？",45,1787293951678]