[{"data":1,"prerenderedAt":41},["ShallowReactive",2],{"q-fin_plan_prac-47-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-47-003","47",3,"銀行辦理財富管理業務，應充分了解客戶，有關其作業準則，下列何者錯誤？",[13,14,15,16],"無論金額大小及條件，一律不得拒絕接受客戶委託","應訂定開戶審查及核准程序","應評估客戶投資能力","應定期檢視客戶財務業務變動狀況",0,"客戶屬性與理財規劃",1,"銀行辦理財富管理業務雖須落實充分了解客戶，但仍應依開戶審查及核准程序把關，對不符資格、身分存疑或涉洗錢疑慮者本得婉拒受託，並非不論金額大小及條件一律不得拒絕，(A) 敘述錯誤故選 (A)。(B) 訂定開戶審查及核准程序、(C) 評估客戶投資能力以做適合度商品推介、(D) 定期檢視客戶財務業務變動狀況，皆為正確的作業準則。","easy",[23,26,30,33,37],{"id":24,"question":25,"qno":19},"fin_plan_prac-46-001","投資組合中， 固定收益產品佔 10%，股市產品佔 90%，此類產品較適合推介給下列哪一種投資屬性之客戶？",{"id":27,"question":28,"qno":29},"fin_plan_prac-47-015","理財顧問面對理財價值觀屬於蟋蟀族的客戶，應建議下列何項行為？",15,{"id":31,"question":32,"qno":10},"fin_plan_prac-48-003","理財規劃人員在蒐集客戶資訊、設定理財目標與期望時，下列何者非屬必要？",{"id":34,"question":35,"qno":36},"fin_plan_prac-48-014","有關家庭成熟期的資產狀況，下列敘述何者正確？",14,{"id":38,"question":39,"qno":40},"fin_plan_prac-48-025","林小姐高中畢業後即投入職場，平均年收入為 30 萬元，工作 34 年後退休。其同學王小姐大學畢業，大學 4 年總花費為 150 萬元，畢業後平均年收入為 45 萬元，工作 30 年後退休。假設收入成長率等於通貨膨脹率，請問至退休時，王小姐比林小姐之收入淨增加多少元？",25,1787293951800]