[{"data":1,"prerenderedAt":23},["ShallowReactive",2],{"q-fin_plan_prac-47-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-47-004","47",4,"診斷與分析客戶財務情況是財務規劃流程的一部分，下列何項工作在此階段完成？I.確認投資工具 II.確認財務現況的優劣點 III.推薦節稅策略 IV.蒐集財務資料",[13,14,15,16],"II & IV","I & III","I, II & III","II, III & IV",0,"理財規劃的步驟",1,"「診斷與分析客戶財務情況」階段，係先蒐集整理客戶的收支、資產負債等財務資料（IV），再據以編製財務報表、計算財務比率，判斷財務現況的優劣點（II），故此階段完成的是 II & IV，選 (A)。至於 I 確認投資工具與 III 推薦節稅策略，屬後續研擬並提出具體建議方案的階段，尚未進入診斷分析，故 (B)(C)(D) 皆因誤含 I 或 III 而不正確。","medium",[],1787293951806]