[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fin_plan_prac-47-040":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-47-040","47",40,"「央行提高存款準備率」，對股票市場的投資人而言，此種風險為下列何者？",[13,14,15,16],"非系統風險","財產減損風險","系統風險","個別風險",2,"投資規劃",1,"風險依能否分散區分為系統風險與非系統風險。央行提高存款準備率屬全面性的貨幣政策，會牽動市場資金、利率與整體股市表現，影響所有股票且無法透過分散投資消除，屬系統風險（市場風險），故（C）系統風險為正解。（A）非系統風險與（D）個別風險同義，僅影響單一公司或產業，可藉由分散投資降低，與全市場政策衝擊性質不同；（B）財產減損風險屬保險學上因意外造成財產損失的風險範疇，與投資市場風險無關。辨明系統與非系統風險，是資產配置與分散決策的基礎，故本題選（C）。","easy",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"fin_plan_prac-46-018","風險衡量的基準統計量，下列敘述何者錯誤？",18,{"id":28,"question":29,"qno":30},"fin_plan_prac-46-019","假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",19,{"id":32,"question":33,"qno":10},"fin_plan_prac-46-040","基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",{"id":35,"question":36,"qno":37},"fin_plan_prac-46-041","有關投資組合的向日葵原則敘述，下列何者錯誤？",41,{"id":39,"question":40,"qno":41},"fin_plan_prac-46-042","有關定時定額選擇投資標的之敘述，下列何者正確？",42,{"id":43,"question":44,"qno":45},"fin_plan_prac-46-043","當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",43,1787293952299]