[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fin_plan_prac-47-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-47-042","47",42,"有關投資組合與投資策略，下列何者錯誤？",[13,14,15,16],"投資組合保險策略在盤整市場時，有買高賣低特性","固定比例策略沒有具體的調整標準，容易受主觀因素影響","要從事投機組合，最好以閒餘資金或意外財源操作","運用向日葵原則，其中花心是機動性較高，視波段操作的戰術資產配置",3,"投資規劃",1,"向日葵原則以花心與花瓣比喻資產配置：花心是核心且穩定的策略性資產配置，屬長期不輕易變動的部位；花瓣才是機動性高、隨波段調整的戰術性資產配置，故(D)把花心說成機動波段操作正好顛倒，為錯誤敘述而當選。(A)投資組合保險策略在盤整震盪市中，因追高殺低而呈買高賣低特性，敘述正確；(B)固定比例策略缺乏明確調整準則，操作時容易受主觀情緒左右，正確；(C)投機性操作風險高，宜以閒錢或意外之財承作以免影響生活，觀念亦正確，故三者皆非題目所問的錯誤選項。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fin_plan_prac-46-018","風險衡量的基準統計量，下列敘述何者錯誤？",18,{"id":28,"question":29,"qno":30},"fin_plan_prac-46-019","假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",19,{"id":32,"question":33,"qno":34},"fin_plan_prac-46-040","基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",40,{"id":36,"question":37,"qno":38},"fin_plan_prac-46-041","有關投資組合的向日葵原則敘述，下列何者錯誤？",41,{"id":40,"question":41,"qno":10},"fin_plan_prac-46-042","有關定時定額選擇投資標的之敘述，下列何者正確？",{"id":43,"question":44,"qno":45},"fin_plan_prac-46-043","當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",43,1787293952324]