[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fin_plan_prac-47-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-47-043","47",43,"有關定期定額投資基金策略，下列敘述何者錯誤？",[13,14,15,16],"增值倍數等於趨勢倍數乘以振幅倍數","趨勢倍數大於 1 時，表示基金的趨勢往上","投資定期定額最好仍須配合對市場多空走勢作判斷","短期震盪幅度大，但長期向下趨勢明顯，適合做定期定額投資",3,"投資規劃",1,"定期定額的精神是靠長期向上趨勢累積報酬，並在下跌時攤低平均成本，因此標的須具備短期震盪大、長期趨勢向上的特性；若長期趨勢向下，只會愈攤愈虧、資金持續套牢，故(D)敘述長期向下適合定期定額為錯誤而當選。(A)增值倍數等於趨勢倍數乘以振幅倍數，是評估定期定額成效的拆解式，正確；(B)趨勢倍數大於1代表基金淨值趨勢往上，正確；(C)雖然定期定額強調紀律，但仍宜配合多空走勢判斷進出時機以提升績效，觀念正確，故三者皆非所選。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fin_plan_prac-46-018","風險衡量的基準統計量，下列敘述何者錯誤？",18,{"id":28,"question":29,"qno":30},"fin_plan_prac-46-019","假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",19,{"id":32,"question":33,"qno":34},"fin_plan_prac-46-040","基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",40,{"id":36,"question":37,"qno":38},"fin_plan_prac-46-041","有關投資組合的向日葵原則敘述，下列何者錯誤？",41,{"id":40,"question":41,"qno":42},"fin_plan_prac-46-042","有關定時定額選擇投資標的之敘述，下列何者正確？",42,{"id":44,"question":45,"qno":10},"fin_plan_prac-46-043","當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",1787293952337]