[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fin_plan_tools-47-002":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_tools-47-002","47",2,"在一般情形下，商業銀行從事押匯業務時，下列何種單證之受益人可持票向任何銀行請求讓購？",[13,14,15,16],"A\u002FP","L\u002FC","D\u002FP","D\u002FA",1,"短期投資及信用工具","信用狀 L\u002FC 由開狀銀行承擔付款保證責任，銀行信用高，受益人（出口商）可持符合信用狀條件的單據向任何銀行請求讓購押匯，故 (B) 為正解。(C) D\u002FP 付款交單與 (D) D\u002FA 承兌交單同屬託收方式，付款仰賴進口商的商業信用，銀行僅代收不保證付款；(A) A\u002FP 為委託付款書，效力亦不及信用狀。關鍵在於「有無銀行付款保證」：唯有信用狀憑銀行信用，才能讓受益人向任何往來銀行請求讓購，這是國際貿易付款工具章區分信用狀與託收的重要觀念。","hard",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"fin_plan_tools-46-001","在押匯作業中，進口商利用下列哪一種方式清償貨款，對出口商而言風險最高？",{"id":26,"question":27,"qno":28},"fin_plan_tools-46-008","有關理財型房貸之敘述，下列何者正確？",8,{"id":30,"question":31,"qno":32},"fin_plan_tools-46-009","下列何者不屬於貨幣市場之主要交易工具？",9,{"id":34,"question":35,"qno":36},"fin_plan_tools-46-010","個人投資下列何種金融商品時，其利息所得須課稅？ A.商業本票 B.債券附買回交易 C.證券化商品",10,{"id":38,"question":39,"qno":40},"fin_plan_tools-46-011","甲公司徵得 A 銀行擔任其發行商業本票之保證人，言明保證費率為 0.5%，如發行面額為一千萬元，發行天數為 90 天，則甲公司應支付之保證費為若干？",11,{"id":42,"question":43,"qno":44},"fin_plan_tools-46-012","甲公司於某年 1 月 5 日發行 30 天期商業本票 1,000 萬元，承銷利率為 6.5%，保證費率 0.75%，承銷費率 0.25%，簽證費率 0.03%，請問其發行成本多少元？（取最接近值）",12,1787293949736]