[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-fin_plan_tools-47-012":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_tools-47-012","47",12,"甲券商發行 100 萬元九個月期、保本率 94%之保本型商品，假設定存年利率為 2%，則該券商至少須存多少金額，才能保證到期能達到保本率要求？（取最接近值）",[13,14,15,16],"100 萬元","92.61 萬元","92.16 萬元","90.23 萬元",1,"組合式商品及結構型商品","保本型商品的固定收益部位須以現值回推:到期須保本100萬×94%=94萬元;九個月期定存年利率2%的本利係數=1+2%×9\u002F12=1.015,故現在只需存入94÷1.015≈92.61萬元,到期本利和剛好補足保本金額,餘款才能拿去買選擇權博取額外報酬,故選(B)。(A)全額存入雖最安全,卻無資金操作衍生商品;(C)92.16萬與(D)90.23萬存太少,到期無法達成保本率要求。","medium",[22,26,30,34,37,40],{"id":23,"question":24,"qno":25},"fin_plan_tools-46-049","下列何者非屬反浮動利率商品之組成項目？",49,{"id":27,"question":28,"qno":29},"fin_plan_tools-46-050","假設匯率連動債券係以債券利息及 5%之本金去買進匯率選擇權之買權，若未來匯率未上升到履約價格之上，則到期可領回多少金額？",50,{"id":31,"question":32,"qno":33},"fin_plan_tools-47-010","陳先生若想獲得享有高報酬之機會但又可兼顧低風險之好處，其應投資下列何種金融商品最適合？",10,{"id":35,"question":36,"qno":25},"fin_plan_tools-47-049","有關反浮動利率商品，下列敘述何者錯誤？",{"id":38,"question":39,"qno":29},"fin_plan_tools-47-050","投資連動債券所承受的信用風險來自下列何者？",{"id":41,"question":42,"qno":33},"fin_plan_tools-48-010","某四個月期保本型商品保本率為 95%，假設定存利率是 5%，若該商品之內含選擇權每單位的價金是 9.5%，計算該商品的參與率應為下列何者？（取最接近值）",1787293949843]