[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fin_plan_tools-47-027":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_tools-47-027","47",27,"下列何者為 B 股基金之特徵？",[13,14,15,16],"限制持有國內與國外股票比例","限制持有股票與債券比例","申購手續費為遞減式後收型","申購手續費為前收式",2,"共同基金",1,"B 股基金的收費特徵是手續費採「後收」，且投資人持有期間愈長、需負擔的遞延手續費率愈低，屬遞減式後收型設計，用意在鼓勵長期持有，故 (C) 為正解。(D) 申購時即先收手續費的前收式是 A 股基金的特徵；(A) 限制國內外股票比例、(B) 限制股票與債券比例，則屬基金的投資策略或資產配置規範，與 B 股的收費方式無關。辨識 A、B 股的關鍵在於「手續費收取的時點與方式」：A 股前收、B 股後收且遞減，這是共同基金收費結構章的核心區分點。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":17},"fin_plan_tools-46-002","在我國下列哪一種金融機構得公開募集債券型基金？",{"id":27,"question":28,"qno":29},"fin_plan_tools-46-026","目前銀行的信託部接受客戶申購基金，其與投信公司所簽訂的契約為下列何者？",26,{"id":31,"question":32,"qno":10},"fin_plan_tools-46-027","下列何項費用已反應在基金淨值上？",{"id":34,"question":35,"qno":36},"fin_plan_tools-46-028","指數股票型證券投資信託基金(ETF)，主要是由下列何種傳統基金演化而成？",28,{"id":38,"question":39,"qno":40},"fin_plan_tools-46-029","指數股票型證券投資信託基金(ETF)是在國內交易所上市交易，其所擔保發行之信託憑證為何？",29,{"id":42,"question":43,"qno":44},"fin_plan_tools-46-030","大明投資 B 基金 1,000 個單位數，淨值為 10 美元，另收手續費 1%。投資一年後，每單位配息 0.2 美元，淨值變為 10.5 美元。若將手續費成本列入計算，則其投資報酬率為何？（取最接近值）",30,1787293950005]