[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fin_plan_tools-47-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c9",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_tools-47-048","47",48,"信託機構辦理的企業員工持股信託不屬於下列何種信託？",[13,14,15,16],"營業信託","民事信託","金錢信託","準集團信託",1,"信託的運用","企業員工持股信託由信託業者以營業方式承辦，屬營業信託而非民事信託，故不屬於者為(B)，即答案。(A)營業信託正是指信託業經主管機關許可、以受託為業所辦理的信託，員工持股信託即屬之；(C)員工與雇主提撥的是金錢，交付運用故屬金錢信託；(D)因集合眾多員工的資金共同運用、具集團性質，被歸為準集團信託。反觀民事信託是非以營業為目的、由一般人間成立的信託，與信託業經營的員工持股信託性質不符。判別關鍵在於承辦者是否為信託業並以營業為之，是則屬營業信託而排除民事信託。","medium",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"fin_plan_tools-46-044","接受信託目的相同的特定多數人委託，以定型化契約將信託財產集中管理運用之信託，稱為下列何者？",44,{"id":27,"question":28,"qno":29},"fin_plan_tools-46-045","下列何者不是現行遺囑信託的好處？",45,{"id":31,"question":32,"qno":33},"fin_plan_tools-46-046","委託人甲交付有價證券予受託人乙所成立之信託，依信託財產屬性區分，下列何者正確？",46,{"id":35,"question":36,"qno":37},"fin_plan_tools-46-047","委託人透過銀行指定用途信託資金投資國內外共同基金，係屬下列何種信託？",47,{"id":39,"question":40,"qno":10},"fin_plan_tools-46-048","有關信託財產之運用管理方式、信託期限、或訂定信託契約內容等係依據下列何者之意見？",{"id":42,"question":43,"qno":25},"fin_plan_tools-47-044","享有信託財產本體所衍生之孳息利益者，稱為下列何者？",1787293950293]