[{"data":1,"prerenderedAt":38},["ShallowReactive",2],{"q-fin_plan_tools-48-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"fin_plan_tools-48-001","48",1,"我國銀行法所稱的長期信用，係指其期限超過幾年？",[13,14,15,16],"一年","三年","五年","七年",3,"金融機構的功能與規範","依我國銀行法對授信期限的分類，長期信用是指期限超過七年者，故(D)正確。相對地，短期信用指一年以內、中期信用指超過一年而在七年以內的授信，這套一年與七年的兩道分界是銀行法區分短、中、長期的標準門檻。(A)一年是短期與中期的分界、(C)五年常見於一般人的直覺卻非法定門檻、(B)三年更非分界點，皆非長期信用的起算基準。判別要領在於記牢「一年、七年」兩個關鍵數字，超過七年方屬長期，切勿與商業慣用的三年、五年混淆。","medium",[22,25,28,31,35],{"id":23,"question":24,"qno":17},"fin_plan_tools-46-003","有關成立金融控股公司之租稅優惠，因合併出售不良債權所發生之損失，依規定得於下列何項年限內認列損失？",{"id":26,"question":27,"qno":10},"fin_plan_tools-47-001","根據證券投資管理規則，證券投資顧問事業不得有下列何者行為？",{"id":29,"question":30,"qno":17},"fin_plan_tools-47-003","有關我國金融控股公司，下列敘述何者錯誤？",{"id":32,"question":33,"qno":34},"fin_plan_tools-48-002","依銀行法規定，有關商業銀行業務內容，下列何者正確？ A.辦理票據貼現 B.辦理國內外匯兌 C.簽發國內外信用狀 D.辦理國內外保證業務",2,{"id":36,"question":37,"qno":17},"fin_plan_tools-48-003","依證券商管理規則規定，證券商所持有營業用不動產及設備總額及非營業用不動產總額不得超過其資產總額之若干百分比？",1787293950328]