[{"data":1,"prerenderedAt":38},["ShallowReactive",2],{"q-fin_plan_tools-48-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_tools-48-003","48",3,"依證券商管理規則規定，證券商所持有營業用不動產及設備總額及非營業用不動產總額不得超過其資產總額之若干百分比？",[13,14,15,16],"50%","60%","70%","80%",1,"金融機構的功能與規範","依證券商管理規則，證券商持有的營業用不動產及設備總額，加計非營業用不動產總額，合計不得超過其資產總額的60%，故(B)正確。此上限的用意在防止證券商把過多資金積壓於固定資產，以維持適當的資產流動性與清償能力，保障投資人權益與市場穩定。(A)50%、(C)70%、(D)80%都不是規則明定的比率門檻。此類法定比率題須以記憶正確數字為主，60%即為證券商不動產及設備占資產總額的上限，答題時應緊扣「營業用不動產設備＋非營業用不動產不超過資產總額六成」這一規範。","hard",[22,25,28,31,34],{"id":23,"question":24,"qno":10},"fin_plan_tools-46-003","有關成立金融控股公司之租稅優惠，因合併出售不良債權所發生之損失，依規定得於下列何項年限內認列損失？",{"id":26,"question":27,"qno":17},"fin_plan_tools-47-001","根據證券投資管理規則，證券投資顧問事業不得有下列何者行為？",{"id":29,"question":30,"qno":10},"fin_plan_tools-47-003","有關我國金融控股公司，下列敘述何者錯誤？",{"id":32,"question":33,"qno":17},"fin_plan_tools-48-001","我國銀行法所稱的長期信用，係指其期限超過幾年？",{"id":35,"question":36,"qno":37},"fin_plan_tools-48-002","依銀行法規定，有關商業銀行業務內容，下列何者正確？ A.辦理票據貼現 B.辦理國內外匯兌 C.簽發國內外信用狀 D.辦理國內外保證業務",2,1787293950342]