[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-fin_plan_tools-48-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_tools-48-004","48",4,"有關貨幣供給額與貨幣基數，下列敘述何者錯誤？",[13,14,15,16],"存款貨幣指企業及個人在貨幣機構之支票存款、活期存款、活期儲蓄存款","M2 = M1b + 準貨幣","準貨幣對社會大眾信用具有倍數收縮或擴張效果，故又稱貨幣基數","M1b = 通貨淨額 + 支票存款 + 活期存款 + 活期儲蓄存款",2,"經濟觀念與經濟指標",1,"對社會大眾信用具有倍數收縮或擴張效果、又稱貨幣基數（強力貨幣、準備貨幣）者，是「準備貨幣」而非「準貨幣」，故(C)張冠李戴而錯誤、為答案。準備貨幣由通貨淨額加銀行準備金構成，透過貨幣乘數可倍數創造存款貨幣，故稱基數；準貨幣則指定期存款、外幣存款等流動性較低的資產。(A)存款貨幣的定義、(B)M2等於M1b加準貨幣、(D)M1b的組成公式均屬正確。判別關鍵在於分清名稱極相近的「準貨幣」與「準備貨幣」：前者是M2中流動性較低的部分，後者才是具信用擴張力的貨幣基數。","medium",[23,26,30,34,37,40],{"id":24,"question":25,"qno":10},"fin_plan_tools-46-004","下列何種指標屬於落後指標之構成項目之一？",{"id":27,"question":28,"qno":29},"fin_plan_tools-46-005","有關總體經濟模型，下列敘述何者錯誤？",5,{"id":31,"question":32,"qno":33},"fin_plan_tools-46-006","當中央銀行進入外匯市場干預大舉買入美元時，其影響效果不包括下列何者？",6,{"id":35,"question":36,"qno":10},"fin_plan_tools-47-004","有關我國國際收支之敘述，下列何者正確？",{"id":38,"question":39,"qno":29},"fin_plan_tools-47-005","有關消費者物價指數(CPI)之敘述，下列何者錯誤？",{"id":41,"question":42,"qno":33},"fin_plan_tools-47-006","下列何者屬於景氣動向領先指標之構成項目之一？",1787293950347]