[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fintech-19-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-19-048","19",48,"有關 P2P 跨境匯款的競爭之敘述，下列何者錯誤？",[13,14,15,16],"TransferWise 為數位式 P2P 匯兌業者","因行動裝置普及率提高及跨境交易盛行，新興 P2P 匯兌業者已對傳統非數位式業者造成營運壓力","美國 Zelle 為數位式 P2P 匯兌業者，一直以來只提供已註冊的用戶向其他同樣已註冊的用戶進行匯款，且交易頻率及交易金額由 Zelle 限制，不受該帳戶往來銀行所限制","美國 Venmo 為數位式 P2P 匯兌業者，該公司將帳戶直接設在其系統中，而非運用原本往來銀行帳號進行連結，交易速度較快，但也可能欠缺 FDIC 及 NCUA 等存保機構對帳戶提供保障",2,"支付",1,"美國 Zelle 由銀行聯盟支持,匯款直接透過使用者的銀行帳戶進行,交易頻率與金額由往來銀行限制,(C) 說由 Zelle 限制、不受銀行所限,敘述顛倒,故錯誤。(A) TransferWise 屬數位式業者、(B) 新興業者衝擊傳統業者、(D) Venmo 帳戶設在自身系統而欠缺存保保障,皆正確。","hard",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fintech-19-011","2017 年歐盟支付服務指令 II (PSD2) 規定進行電子支付交易時，必須提供下列何者認證？",11,{"id":28,"question":29,"qno":30},"fintech-19-013","下列何項非屬近距離無線通訊(Near Field Communication, NFC)支付的主要組成元素？",13,{"id":32,"question":33,"qno":34},"fintech-19-035","下列何者是行動支付的主要技術？",35,{"id":36,"question":37,"qno":38},"fintech-19-055","有關「電子支付機構資訊系統標準與安全控管作業基準辦法」的敘述，下列何者錯誤？",55,{"id":40,"question":41,"qno":30},"fintech-20-013","有關行動支付的敘述，下列何者錯誤？",{"id":43,"question":44,"qno":45},"fintech-20-014","新冠肺炎疫情以來，許多非接觸裝置被支付公司以植入晶片方式作為支付工具，其「不包括」下列何者？",14,1783313307063]