[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-20-033":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-20-033","20",33,"有關金融科技創新對金融產業帶來的衝擊，下列敘述何者錯誤？",[13,14,15,16],"對金融業者而言，這不會是短暫性的衝擊","對保險業而言，將會帶來新的通路銷售模式","創新的衝擊主要來自於更新、更快的硬體設備","金融監理沙盒可以為金融科技創新的商業式提供一個試營運機制",2,"金融科技的發展演進",1,"金融科技創新的衝擊主要來自商業模式、資料應用與客戶體驗的重塑，而非硬體設備的更新換代，故 (C) 敘述錯誤。(A) 正確，這是長期結構性變革；(B) 正確，保險業將出現網路投保等新通路；(D) 正確，監理沙盒讓創新業務在控管環境下試營運。","easy",[23,26,30,34,38,41],{"id":24,"question":25,"qno":19},"fintech-19-001","當現代化的自動清算機構的出現，加速了金融業的數位科技發展，也使得金融業在交易與溝通上都有大幅改變時，我們將之稱為金融科技發展的何種階段？",{"id":27,"question":28,"qno":29},"fintech-19-012","下列何項金融科技服務是因新冠疫情出現，成為後新冠疫情時代的重點工作之一？",12,{"id":31,"question":32,"qno":33},"fintech-19-031","下列何種金融服務較不會被金融科技公司取代？",31,{"id":35,"question":36,"qno":37},"fintech-19-032","美國富國銀行執行長於 2017 年 1 月演講中表示「金融科技機構運用科技的基本原則」，下列何者非其本意？",32,{"id":39,"question":40,"qno":19},"fintech-20-001","下列敘述較符合金融科技發展的何種階段？「金融監理法規大量增加，資通業快速發展，非銀行(Nonbank)的新創公司有機會推銷其利基型的金融商品與服務給一般消費者、公司行號、甚至是傳統金融業者。」",{"id":42,"question":43,"qno":44},"fintech-20-016","下列敘述，何者非屬金融科技發展路徑圖 2.0「推動面向四、提升金融包容性及數位金融普及推廣金融科技技術與應用」之具體推動事項？",16,1783313307717]