[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-20-053":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fintech-20-053","20",53,"銀行戰略，係屬下列何種金融數據類型？",[13,14,15,16],"聚合數據","商業敏感數據","客戶增值數據","公開數據",1,"純網銀與開放銀行","開放銀行架構下金融數據依敏感程度分類：銀行戰略涉及機構內部經營決策與競爭優勢，屬於「商業敏感數據」，不宜對外開放共享，故 (B) 正確。(A) 聚合數據是去識別化的統計資料，(C) 客戶增值數據是經加值分析的客戶資料，(D) 公開數據如利率、據點資訊可自由取得，皆與銀行戰略性質不符。","hard",[22,26,30,34,37,40],{"id":23,"question":24,"qno":25},"fintech-19-024","依據中央銀行定義，下列對純網銀敘述何者錯誤？",24,{"id":27,"question":28,"qno":29},"fintech-19-033","依據我國行政院 2019 年「智慧政府行動方案」，金管會與國發會共同推動「數位服務個人化」應用於金融領域，則此一平臺名稱為何？",33,{"id":31,"question":32,"qno":33},"fintech-19-043","有關開放銀行(Open Banking)敘述，下列何者錯誤？",43,{"id":35,"question":36,"qno":10},"fintech-19-053","有關純網路銀行國際發展狀況，下列敘述何者正確？ A.我國目前開放設立三家純網路銀行 B. 2017 年全球 50 大純網路銀行中有 1\u002F3 以日本為根據地 C.中國大陸的純網路銀行於 2017 年居全球 50 大純網路銀行的前二名 D.與亞洲國家相比，歐美國家主要由電子商務、通訊軟體公司設立或合資",{"id":38,"question":39,"qno":25},"fintech-20-024","有關各國純網路銀行發展狀況，下列敘述何者正確？",{"id":41,"question":42,"qno":43},"fintech-20-025","下列何者指的是一個可公開取得的應用程式介面，提供開發人員透過程式化存取一個專有的軟體應用程式？",25,1783313308067]