[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-21-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"fintech-21-001","21",1,"監理沙盒的主要目的為何？",[13,14,15,16],"金融業的創新","取代正式監管","僅限銀行使用","無監管自由試驗",0,"監理科技","監理沙盒讓業者在主管機關監控的受限環境中,以真實客戶小規模測試創新金融服務,降低法規不確定性,核心目的就是促進金融業創新,故 (A) 正確。(B) 沙盒僅是暫時性實驗機制,不能取代正式監管;(C) 申請者不限銀行,新創業者也可參與;(D) 測試期間仍受主管機關監督,並非無監管的自由試驗。","easy",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":27,"question":28,"qno":29},"fintech-19-027","下列敘述何者錯誤？",27,{"id":31,"question":32,"qno":33},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":35,"question":36,"qno":37},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":39,"question":40,"qno":25},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":42,"question":43,"qno":29},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1783313308188]