[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fintech-21-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-21-015","21",15,"隨著金融科技發展，傳統支付工具逐漸轉向數位化系統，金融機構為降低風險導入電子票據與虛擬卡制度。雖提升效率，但仍存在安全疑慮。下列敘述何者正確？",[13,14,15,16],"電子票據仍保有實體存在性，可透過實體背書轉讓","電子簽章技術不具有防偽性","數位代碼化傳遞過程可完全免除身分驗證程序","虛擬卡片的發行實際上是電子信用卡的延伸應用",3,"支付",1,"虛擬卡片沒有實體卡,由發卡機構產生一組虛擬卡號供線上交易使用,本質仍依附信用卡帳戶與授權機制,是電子信用卡的延伸應用,故 (D) 正確。(A) 電子票據已無實體,背書轉讓改以電子簽章完成;(B) 電子簽章正是靠密碼技術達成防偽與不可否認性;(C) 代碼化(Tokenization)仍須搭配身分驗證,無法完全免除。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fintech-19-011","2017 年歐盟支付服務指令 II (PSD2) 規定進行電子支付交易時，必須提供下列何者認證？",11,{"id":28,"question":29,"qno":30},"fintech-19-013","下列何項非屬近距離無線通訊(Near Field Communication, NFC)支付的主要組成元素？",13,{"id":32,"question":33,"qno":34},"fintech-19-035","下列何者是行動支付的主要技術？",35,{"id":36,"question":37,"qno":38},"fintech-19-048","有關 P2P 跨境匯款的競爭之敘述，下列何者錯誤？",48,{"id":40,"question":41,"qno":42},"fintech-19-055","有關「電子支付機構資訊系統標準與安全控管作業基準辦法」的敘述，下列何者錯誤？",55,{"id":44,"question":45,"qno":30},"fintech-20-013","有關行動支付的敘述，下列何者錯誤？",1783313308554]