[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fintech-21-035":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-21-035","21",35,"行動支付為強化身分驗證，常以裝置與行為指紋計分；在不侵犯隱私前提下，下列哪種風險評分組合較貼近現場實務？",[13,14,15,16],"僅看桌布圖案","只看記憶體用量","無任何隱私告知","結合打字節奏、地理行為與裝置參數的風險分數",3,"生物辨識",1,"風險評分講求多因子交叉驗證：打字節奏屬行為生物特徵，結合地理行為與裝置參數計算風險分數，可在告知並取得同意下有效辨識盜用，故(D)最貼近實務。(A)(B)單一訊號鑑別力不足，(C)未盡隱私告知義務，違反個資保護原則。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fintech-19-015","無現金化社會的推動，對於身分認證的作法必須跳脫客戶簽名、證件掃描等程序外，下列何者也不適合做為多方勾稽驗證？",15,{"id":28,"question":29,"qno":30},"fintech-19-047","冒用者被接受次數 10 次、冒用者嘗試次數為 100 次，而冒用被接受率(FAR)公式如何表示？",47,{"id":32,"question":33,"qno":34},"fintech-20-011","在評估生物辨識系統的便利性時常用下列何者來衡量？",11,{"id":36,"question":37,"qno":38},"fintech-20-012","下列何者非屬人臉辨識的優點？",12,{"id":40,"question":41,"qno":42},"fintech-20-037","有關「金融服務業辦理數位身分驗證指引」中，「應用場景採用之身分驗證機制失效時之可能風險」之敘述，下列何者錯誤？",37,{"id":44,"question":45,"qno":46},"fintech-20-038","下列何者政府部門已依 FIDO 聯盟之規範，建置並啟用臺灣行動身分識別 Taiwan FidO 服務？",38,1783313308886]