[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_remit-45-011":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_remit-45-011","45",11,"SWIFT MT103 之電文結尾出現下列何者字句時，應查明是否另有相同之電文，以避免重複付款？",[13,14,15,16],"MAC","DLM","PDM","CHK",2,"匯入匯款處理程序",1,"本題考SWIFT電文中提示可能重複的警語。電文結尾出現(C)PDM,即Possible Duplicate Message,代表該筆電文可能為重複發送,收電行應查明是否另有內容相同的電文,以避免對同一筆款項重複付款,故為正解。(A)MAC為Message Authentication Code(訊息鑑別碼),用於驗證電文完整性與真偽。(D)CHK為Checksum(檢核碼),同屬電文尾端的技術性押碼,確保傳輸未遭竄改,兩者都不是重複警示。(B)DLM並非用於此情境的標準重複提示。實務上見到PDM或PDE(Possible Duplicate Emission)字樣時,務必先比對有無相同電文再行入帳,是防範重複付款的重要控管關卡。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_remit-45-012","有關境外外國金融機構辦理匯入匯款結售時，下列何者正確？",12,{"id":28,"question":29,"qno":30},"fx_remit-45-013","解款行處理匯入匯款已解付而受款人拒絕退還款項時，後續由下列何者聯繫解決？",13,{"id":32,"question":33,"qno":34},"fx_remit-45-015","解匯行在辦理匯票解付時應查核之事項，下列何者錯誤？",15,{"id":36,"question":37,"qno":38},"fx_remit-45-016","依「銀行同業間加速解付國外匯入款作業要點」規定，跨行通匯申請書因內容不清或錯誤等情事，導致解款遲延、無法匯款或誤匯等，概由受益人或下列何者負責？",16,{"id":40,"question":41,"qno":42},"fx_remit-45-017","下列何者不是匯入匯款處理程序？",17,{"id":44,"question":45,"qno":46},"fx_remit-45-018","收到指定存入國內其他銀行同業受款人帳戶之匯入匯款電文，收電銀行應寄送受款人之文件，不包括下列何者？",18,1787293943732]