[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_remit-45-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_remit-45-015","45",15,"解匯行在辦理匯票解付時應查核之事項，下列何者錯誤？",[13,14,15,16],"是否逾期提示","匯票是否止付","受款人是否背書","核對押碼是否相符",3,"匯入匯款處理程序",1,"本題為反向題,問匯票解付查核事項中何者「錯誤」。匯票屬書面票據,並無電訊押碼機制,故(D)核對押碼是否相符並非匯票解付的查核項目,敘述錯誤,為正解。押碼(test key)或訊息鑑別碼是電匯類電文的真偽驗證方式,匯票的真偽改以簽章、印鑑核對為之。(A)是否逾期提示,關乎匯票是否仍在有效提示期限內。(B)匯票是否止付,須查有無掛失止付通知。(C)受款人是否背書,涉及票據權利的移轉與領款憑據,三者都是解付匯票時應確實查核的正確事項。理解關鍵:凡屬電文才有押碼,實體票據的驗證重點在票面要件、期限、背書與止付狀態。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_remit-45-011","SWIFT MT103 之電文結尾出現下列何者字句時，應查明是否另有相同之電文，以避免重複付款？",11,{"id":28,"question":29,"qno":30},"fx_remit-45-012","有關境外外國金融機構辦理匯入匯款結售時，下列何者正確？",12,{"id":32,"question":33,"qno":34},"fx_remit-45-013","解款行處理匯入匯款已解付而受款人拒絕退還款項時，後續由下列何者聯繫解決？",13,{"id":36,"question":37,"qno":38},"fx_remit-45-016","依「銀行同業間加速解付國外匯入款作業要點」規定，跨行通匯申請書因內容不清或錯誤等情事，導致解款遲延、無法匯款或誤匯等，概由受益人或下列何者負責？",16,{"id":40,"question":41,"qno":42},"fx_remit-45-017","下列何者不是匯入匯款處理程序？",17,{"id":44,"question":45,"qno":46},"fx_remit-45-018","收到指定存入國內其他銀行同業受款人帳戶之匯入匯款電文，收電銀行應寄送受款人之文件，不包括下列何者？",18,1787293943796]