[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_remit-45-016":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_remit-45-016","45",16,"依「銀行同業間加速解付國外匯入款作業要點」規定，跨行通匯申請書因內容不清或錯誤等情事，導致解款遲延、無法匯款或誤匯等，概由受益人或下列何者負責？",[13,14,15,16],"解款銀行","存匯銀行","匯款銀行","設帳銀行",3,"匯入匯款處理程序",1,"本題考「銀行同業間加速解付國外匯入款作業要點」的責任歸屬。依該要點,跨行通匯申請書若因內容不清或錯誤等情事,導致解款遲延、無法匯款或誤匯等後果,概由受益人或(D)設帳銀行負責,故為正解。設帳銀行即受款人開戶(帳戶所在)之銀行,負責填製跨行通匯申請書並提供正確的受款人帳號資料,資料錯誤自應由其與受益人承擔後果。(A)解款銀行、(B)存匯銀行、(C)匯款銀行則非本項錯誤的責任主體。理解重點:加速解付機制是為縮短入帳時間而設,前提是設帳行提供正確申報資料,一旦其填載不清或有誤而生延誤誤匯,責任回歸提供資料的設帳銀行與受益人,而非其他清算環節銀行。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_remit-45-011","SWIFT MT103 之電文結尾出現下列何者字句時，應查明是否另有相同之電文，以避免重複付款？",11,{"id":28,"question":29,"qno":30},"fx_remit-45-012","有關境外外國金融機構辦理匯入匯款結售時，下列何者正確？",12,{"id":32,"question":33,"qno":34},"fx_remit-45-013","解款行處理匯入匯款已解付而受款人拒絕退還款項時，後續由下列何者聯繫解決？",13,{"id":36,"question":37,"qno":38},"fx_remit-45-015","解匯行在辦理匯票解付時應查核之事項，下列何者錯誤？",15,{"id":40,"question":41,"qno":42},"fx_remit-45-017","下列何者不是匯入匯款處理程序？",17,{"id":44,"question":45,"qno":46},"fx_remit-45-018","收到指定存入國內其他銀行同業受款人帳戶之匯入匯款電文，收電銀行應寄送受款人之文件，不包括下列何者？",18,1787293943804]