[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_remit-45-017":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fx_remit-45-017","45",17,"下列何者不是匯入匯款處理程序？",[13,14,15,16],"應先判定匯款行付款委託之真偽","查對 SWIFT 電文之發電時間","依付款委託內容，掣發匯入匯款通知書並通知受款人","受款人之名稱與帳號不符或錯誤時，應請受款人通知匯款人辦理更正手續",1,"匯入匯款處理程序","本題為反向題,問何者「不是」匯入匯款處理程序。(B)查對SWIFT電文之發電時間並非匯入匯款的必要處理程序,發電時間非解付與否的判斷要件,故為正解。正確的匯入匯款處理應包含:(A)先判定匯款行付款委託的真偽(核對押碼或簽章,確認電文可信),這是防範偽冒的首要關卡;(C)依付款委託內容掣發匯入匯款通知書並通知受款人前來領款或辦理結售;(D)當受款人名稱與帳號不符或有誤時,應請受款人聯繫匯款人辦理更正手續後再解付,以免誤匯。三者皆為標準流程。理解關鍵:匯入處理著重真偽驗證、通知受款人與資料勾稽,發電時間僅為電文屬性,不構成處理程序的一環。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"fx_remit-45-011","SWIFT MT103 之電文結尾出現下列何者字句時，應查明是否另有相同之電文，以避免重複付款？",11,{"id":27,"question":28,"qno":29},"fx_remit-45-012","有關境外外國金融機構辦理匯入匯款結售時，下列何者正確？",12,{"id":31,"question":32,"qno":33},"fx_remit-45-013","解款行處理匯入匯款已解付而受款人拒絕退還款項時，後續由下列何者聯繫解決？",13,{"id":35,"question":36,"qno":37},"fx_remit-45-015","解匯行在辦理匯票解付時應查核之事項，下列何者錯誤？",15,{"id":39,"question":40,"qno":41},"fx_remit-45-016","依「銀行同業間加速解付國外匯入款作業要點」規定，跨行通匯申請書因內容不清或錯誤等情事，導致解款遲延、無法匯款或誤匯等，概由受益人或下列何者負責？",16,{"id":43,"question":44,"qno":45},"fx_remit-45-018","收到指定存入國內其他銀行同業受款人帳戶之匯入匯款電文，收電銀行應寄送受款人之文件，不包括下列何者？",18,1787293943818]