[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_remit-45-021":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_remit-45-021","45",21,"下列何種票據禁止買入或託收？",[13,14,15,16],"旅行支票(T\u002FC)","銀行支票(CASHIER CHECK)","國庫支票(TREASURY CHECK)","美國郵政匯票(POSTAL MONEY ORDER)",3,"光票買入及託收",1,"本題考禁止買入或託收的票據種類。(D)美國郵政匯票(Postal Money Order)因兌付與追索作業特殊、風險與退票處理不易,實務上禁止承作買入或託收,故為正解。相對地,(A)旅行支票(T\u002FC)由發行機構信用擔保、流通性高,(B)銀行支票(Cashier's Check)由銀行自身為付款人、信用良好,(C)國庫支票(Treasury Check)由政府國庫簽發、信用最佳,三者均屬可承作光票買入或託收的常見票據。理解重點:光票承作與否取決於付款人信用、票據可靠性與退票求償的可行性;郵政匯票雖表面類似現金,但其付款機制與爭議處理對承作行不利,故列為禁止項目,承作前應先確認票據種類是否在受理範圍。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_remit-45-020","退票理由書中有\"Cheque Crossed-not payable by cash\"，係表示何項意義？",20,{"id":28,"question":29,"qno":30},"fx_remit-45-022","下列何種光票國外取款指示書之入帳係最終付款(final payment)？",22,{"id":32,"question":33,"qno":34},"fx_remit-45-023","如果有一張光票抬頭人是 Lily care of Mary，則下列敘述何者錯誤？",23,{"id":36,"question":37,"qno":38},"fx_remit-45-024","現行美國國庫支票提示時效為多久？",24,{"id":40,"question":41,"qno":42},"fx_remit-45-025","於 2022 年 12 月 15 日受理託收一張銀行支票(CASHIER CHECK)，其票面未記載提示期限，下列哪一種發票日記載仍在有效提示期限內？",25,{"id":44,"question":45,"qno":19},"fx_remit-46-001","有關開立 OBU 外幣支票，下列敘述何者錯誤？",1787293943874]