[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_remit-46-022":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_remit","初階外匯人員專業能力測驗——國外匯兌業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_remit-46-022","46",22,"國外匯兌業務中具有銀行融資授信業務性質的項目是：",[13,14,15,16],"匯入匯款之票匯","旅行支票之代售","光票買入","光票託收",2,"光票買入及託收",1,"在國外匯兌各項業務中，光票買入的特性是銀行先行墊付票款給客戶，之後再持票向國外付款行求償，墊款期間銀行等於對客戶提供資金融通，故具有銀行融資授信的性質，（C）正確。（A）匯入匯款票匯、（D）光票託收均屬代收代付，銀行是收妥票款後才付款給客戶，並無先行墊款；（B）旅行支票代售則是銀行收款後交付旅支，性質為代售商品，三者皆無授信墊款成分，故不選。作答關鍵在判斷是否有「先墊款、後求償」的資金融通，唯有光票買入符合。","medium",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"fx_remit-45-020","退票理由書中有\"Cheque Crossed-not payable by cash\"，係表示何項意義？",20,{"id":28,"question":29,"qno":30},"fx_remit-45-021","下列何種票據禁止買入或託收？",21,{"id":32,"question":33,"qno":10},"fx_remit-45-022","下列何種光票國外取款指示書之入帳係最終付款(final payment)？",{"id":35,"question":36,"qno":37},"fx_remit-45-023","如果有一張光票抬頭人是 Lily care of Mary，則下列敘述何者錯誤？",23,{"id":39,"question":40,"qno":41},"fx_remit-45-024","現行美國國庫支票提示時效為多久？",24,{"id":43,"question":44,"qno":45},"fx_remit-45-025","於 2022 年 12 月 15 日受理託收一張銀行支票(CASHIER CHECK)，其票面未記載提示期限，下列哪一種發票日記載仍在有效提示期限內？",25,1787293944450]