[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_trade-45-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-45-024","45",24,"依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",[13,14,15,16],"代收銀行應代償貨款","通知託收銀行逕予結案","徵得託收銀行同意展延，匯票可免重新承兌","徵得託收銀行同意展延，請進口商於匯票上重新承兌",3,"進出口託收",1,"依 URC522（託收統一規則）精神，進口託收項下的匯票經進口商承兌後，若到期未獲付款，而進口商又要求展延到期日，代收銀行不得自行同意，應先徵得託收銀行（代表委託人）的同意，並在其同意展延後，請進口商於匯票上重新承兌以確立新的到期日，故(D)正確。重新承兌可使延展後的付款義務明確記載於票據，維持票據關係的完整與可追索性。(A)代收銀行代償貨款欠缺依據且逾越其代收地位，(C)雖同意展延卻免除重新承兌，將使新到期日缺乏票據上的憑證，(B)逕予結案更違背未獲清償的事實。作答關鍵在於「先取得託收行同意、再請進口商於票上重新承兌」兩道程序缺一不可。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":28,"question":29,"qno":30},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":32,"question":33,"qno":34},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":36,"question":37,"qno":38},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":40,"question":41,"qno":42},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,{"id":44,"question":45,"qno":46},"fx_trade-45-029","託收指示書上記載 PROTEST FOR NON-ACCEPTANCE，所稱之 PROTEST 係指下列何者？",29,1787293946241]