[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_trade-45-030":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-45-030","45",30,"委託人僅以匯票、本票或支票等財務單據而未附隨商業單據委託銀行代為收取款項者，稱為下列何者？",[13,14,15,16],"光票託收","跟單託收","電子資料交換託收","複式託收",0,"進出口託收",1,"託收依所附單據性質區分：委託人僅交付匯票、本票或支票等「財務單據」（financial documents），而未附隨發票、提單、保險單等「商業單據」（commercial documents）委託銀行代收款項者，即為光票託收（clean collection），故選(A)。反之，若財務單據附有商業單據、或雖無財務單據但附商業單據者，則屬(B)跟單託收（documentary collection）。辨別關鍵在於是否隨附商業單據，光票託收因無貨運單據可控制物權，銀行風險與作業重心不同，實務上常見於旅行支票、退票補收等場合。(C)電子資料交換與(D)複式託收皆非URC522對此的正式分類用語。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":28,"question":29,"qno":30},"fx_trade-45-024","依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",24,{"id":32,"question":33,"qno":34},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":36,"question":37,"qno":38},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":40,"question":41,"qno":42},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":44,"question":45,"qno":46},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,1787293946311]