[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_trade-45-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-45-032","45",32,"於託收交易中，付款人係指：",[13,14,15,16],"託收銀行","代收銀行","提示銀行","依託收指示提示之對象",3,"進出口託收",1,"依國際商會託收統一規則URC522之定義，付款人（drawee）係指託收指示書所指定、應向其提示財務或商業單據並要求其付款或承兌之對象，通常即為進口商或買方，故選(D)。(A)託收銀行（remitting bank）受委託人委託辦理託收、(B)代收銀行（collecting bank）在付款地代為收款、(C)提示銀行（presenting bank）直接向付款人提示單據，三者皆為處理託收流程的銀行，屬託收「當事人」，而非被要求履行付款義務的人。易混淆點在於：付款人是託收的相對方、被提示對象，並不列為託收當事人，須與各銀行的角色明確區分。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":28,"question":29,"qno":30},"fx_trade-45-024","依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",24,{"id":32,"question":33,"qno":34},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":36,"question":37,"qno":38},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":40,"question":41,"qno":42},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":44,"question":45,"qno":46},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,1787293946352]