[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_trade-45-034":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fx_trade-45-034","45",34,"依 URC522 之定義，「當事人」不包括下列何者？",[13,14,15,16],"PRINCIPAL","DRAWEE","COLLECTING BANK","PRESENTING BANK",1,"進出口託收","依URC522之定義，託收「當事人」（parties to a collection）僅包括委託人（PRINCIPAL）、託收銀行、代收銀行及提示銀行（COLLECTING BANK、PRESENTING BANK 均屬處理託收之銀行），故(A)(C)(D)皆為當事人。付款人（DRAWEE）雖是託收流程中被提示單據、被要求付款或承兌的對象，但規則明文將其排除於「當事人」之外，故(B)不包括在內，為正解。理解要點在於：付款人是託收關係的相對方而非參與辦理託收之一方，這與其在信用狀、匯票法律關係中的地位不同，考試常以此角色歸類設計陷阱。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":27,"question":28,"qno":29},"fx_trade-45-024","依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",24,{"id":31,"question":32,"qno":33},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":35,"question":36,"qno":37},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":39,"question":40,"qno":41},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":43,"question":44,"qno":45},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,1787293946364]