[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_trade-45-036":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-45-036","45",36,"有關外幣保證中之「直接保證」架構，下列敘述何者錯誤？",[13,14,15,16],"直接保證：四角關係","申請人與受益人間有一基礎合約","簽發銀行（保證人）開發保證函／擔保信用狀予受益人","申請人違約時，受益人得直接向簽發銀行（保證人）求償",0,"外幣保證",1,"外幣保證中的「直接保證」係「三角關係」，涉及申請人（委託人）、受益人與簽發銀行（保證人）三方，故(A)稱其為四角關係屬錯誤，為本題正解。四角關係通常出現於「間接保證」，即由申請人所在地銀行開出相對保證函，再由受益人所在地銀行憑以開發保證函予受益人，才多出一方。(B)申請人與受益人間存在一基礎交易合約、(C)簽發銀行開發保證函或擔保信用狀予受益人、(D)申請人違約時受益人得直接向簽發銀行求償，均為直接保證架構下的正確描述。辨識重點在於參與方數目與是否有中介的相對保證銀行。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-037","下列何者非屬外幣保證簽發之型式？",37,{"id":28,"question":29,"qno":30},"fx_trade-45-038","依中央銀行規定，銀行不得接受下列何者之申請簽發外幣保證？",38,{"id":32,"question":33,"qno":34},"fx_trade-45-039","有關 STANDBY L\u002FC 之敘述，下列何者錯誤？",39,{"id":36,"question":37,"qno":38},"fx_trade-45-040","目前國內多數銀行於接受客戶之申請，簽發銀行保證或擔保信用狀時，大多要求客戶填妥下列哪一種文件？",40,{"id":40,"question":41,"qno":42},"fx_trade-45-041","於營建或工程標的完工一定期間，承包商依約定負責標的物之維修等，所提供之保證，稱為下列何者？",41,{"id":44,"question":45,"qno":10},"fx_trade-46-036","下列何種保證係於以 O\u002FA 付款方式交易進口商到期未付款時，保證銀行即應付款或履行承諾義務？",1787293946391]