[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_trade-45-040":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-45-040","45",40,"目前國內多數銀行於接受客戶之申請，簽發銀行保證或擔保信用狀時，大多要求客戶填妥下列哪一種文件？",[13,14,15,16],"借款申請書","匯出匯款申請書","出口押匯瑕疵擔保／保結書","開發信用狀申請書",3,"外幣保證",1,"目前國內多數銀行於受理客戶申請、簽發銀行保證函或擔保信用狀時，因其法律架構與開發信用狀相近，大多要求客戶填具「開發信用狀申請書」作為約定書據與授信憑證，故選(D)。此文件載明申請人與銀行間的委任、償還與擔保等權利義務。(A)借款申請書用於一般放款、(B)匯出匯款申請書用於對外付款匯款、(C)出口押匯瑕疵擔保或保結書則用於單據有瑕疵時押匯銀行向出口商取得的擔保，三者各對應不同業務，均非簽發保證所要求的申請文件。實務上以開狀申請書統整保證條件，可沿用既有審單與作業機制。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-036","有關外幣保證中之「直接保證」架構，下列敘述何者錯誤？",36,{"id":28,"question":29,"qno":30},"fx_trade-45-037","下列何者非屬外幣保證簽發之型式？",37,{"id":32,"question":33,"qno":34},"fx_trade-45-038","依中央銀行規定，銀行不得接受下列何者之申請簽發外幣保證？",38,{"id":36,"question":37,"qno":38},"fx_trade-45-039","有關 STANDBY L\u002FC 之敘述，下列何者錯誤？",39,{"id":40,"question":41,"qno":42},"fx_trade-45-041","於營建或工程標的完工一定期間，承包商依約定負責標的物之維修等，所提供之保證，稱為下列何者？",41,{"id":44,"question":45,"qno":26},"fx_trade-46-036","下列何種保證係於以 O\u002FA 付款方式交易進口商到期未付款時，保證銀行即應付款或履行承諾義務？",1787293946434]