[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-fx_trade-46-073":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c9",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fx_trade-46-073","46",73,"在雙承購商之應收帳款承購業務，有關買方之信用風險，係由下列何者承擔？",[13,14,15,16],"Export Factor","Import Factor","國外徵信機構","國際應收帳款業者協會",1,"出口應收帳款承購","在雙承購商（two-factor system）架構的應收帳款承購業務中，進口帳款承購商（Import Factor）位於買方所在地，負責對買方進行徵信並核給信用額度，因此買方的信用風險由其承擔，正解為（B）。（A）Export Factor 出口帳款承購商僅面對本國的出口商（賣方），處理帳款讓與與融資，不承擔買方信用風險；（C）國外徵信機構僅提供資訊，不承擔付款保證責任；（D）國際應收帳款業者協會（如FCI）為同業組織，制定規則與提供平台，並非風險承擔者。本題核心在於雙承購商分工下，進口端Import Factor因掌握並核准買方額度，故對買方倒帳負最終承擔之責。","medium",[22,26,30,33,37,40],{"id":23,"question":24,"qno":25},"fx_trade-45-071","依 GRIF 規定，每一供應商對每一債務人有幾項信用額度？",71,{"id":27,"question":28,"qno":29},"fx_trade-45-072","下列何者非屬 FACTOR 對賣方（出口商）所提供之服務？",72,{"id":31,"question":32,"qno":10},"fx_trade-45-073","下列何種付款方式，出口商可利用國際應收帳款承購業務將其應收帳款出售予銀行或進口國之應收帳款承購商？",{"id":34,"question":35,"qno":36},"fx_trade-45-079","指定銀行承購國內顧客之應收帳款業務（債權以外幣計價，約定以出口貨款償還），下列敘述何者正確？",79,{"id":38,"question":39,"qno":25},"fx_trade-46-071","在辦理應收帳款承購業務之徵信審查時，下列何者不須考量？",{"id":41,"question":42,"qno":29},"fx_trade-46-072","賣方根據買賣合約所產生交易之應收帳款，售予應收帳款承購商，此種業務稱為下列何者？",1787293947579]