[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fx_trade-46-075":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-46-075","46",75,"國內進口商不得憑國外出口商以下列何種幣別報價之 INVOICE 向指定銀行辦理預購遠期外匯？",[13,14,15,16],"美金","港幣","日圓","新臺幣",3,"進出口外匯業務相關法規",1,"預購遠期外匯的目的在於規避未來以新臺幣兌換外幣支付進口貨款時的匯率風險，因此須以外幣報價的發票（invoice）作為實需憑證，才有匯率風險可供避險。若國外出口商係以新臺幣報價，因新臺幣為本國貨幣、進口商付款時不生外幣兌換的匯率風險，欠缺避險的實質基礎，故不得憑新臺幣報價之invoice向指定銀行辦理預購遠期外匯，正解為（D）。反之，（A）美金、（B）港幣、（C）日圓均屬外幣報價，進口商未來須以新臺幣購入該等外幣付款，存在匯率變動風險，得據以承作預購遠期外匯。本題核心在於避險須以外幣計價、具實需為前提。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"fx_trade-45-074","依主管機關規定，無追索權之應收帳款由應收帳款承購商或保險公司保證者，俟應收帳款承購商或保險公司確定不理賠之日起幾個月內，列報逾期放款？",74,{"id":28,"question":29,"qno":10},"fx_trade-45-075","國內漁業公司為其遠洋漁船在國外維修、補給或漁民進口漁用機具，可否申請開發信用狀及外幣融資？",{"id":31,"question":32,"qno":33},"fx_trade-45-080","國內出口商憑國外進口商以 T\u002FT 付款之出口條件申請開發國內外幣信用狀，該信用狀規定貨物須運送至國外，得否辦理外幣貸款？",80,{"id":35,"question":36,"qno":37},"fx_trade-46-018","下列何者係屬電子信用狀統一慣例(eUCP2.0)所規範之問題？",18,{"id":39,"question":40,"qno":41},"fx_trade-46-076","下列何者非屬台灣地區銀行海外分支機構與大陸地區之金融業務往來範圍？",76,{"id":43,"question":44,"qno":45},"fx_trade-46-079","台灣地區銀行得向主管機關申請許可赴大陸地區設立分支機構，應符合條件之一為其最近半年度自有資本與風險性資產之比率達多少百分比以上？",79,1787293947597]