[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_trade-47-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-47-032","47",32,"如出口託收申請書未載明託收方式為 D\u002FA 或 D\u002FP 且未隨附匯票時，託收銀行應如何處理？",[13,14,15,16],"以 D\u002FA 方式處理","以 D\u002FP 方式處理","請申請人書面表示託收方式","隨銀行意思自行處理",2,"進出口託收",1,"本題考託收指示不明時託收銀行的正確處理。依URC522精神，託收須有明確指示，銀行僅依指示行事，不得代客戶臆測交單條件。當出口託收申請書既未載明是D\u002FA或D\u002FP，又未隨附匯票，交單條件無從判斷，此時答案（C）請申請人書面表示託收方式才是妥適作法，藉書面確認避免日後爭議。（A）逕以D\u002FA處理、（B）逕以D\u002FP處理都是銀行自行選定交單條件，可能違背委託人真意並招致風險；（D）隨銀行意思自行處理更違反指示明確與銀行免責的原則。因此遇指示不明應回頭請申請人補正，選（C），這也呼應託收業務中銀行僅為受託處理、不承擔判斷交單條件責任的定位。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":28,"question":29,"qno":30},"fx_trade-45-024","依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",24,{"id":32,"question":33,"qno":34},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":36,"question":37,"qno":38},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":40,"question":41,"qno":42},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":44,"question":45,"qno":46},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,1787293947982]