[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-fx_trade-47-034":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fx_trade-47-034","47",34,"依 URC522 規定，Case-of-Need 係指下列何者？",[13,14,15,16],"委託人","付款人","預備人","受益人",2,"進出口託收",1,"本題考URC522中Case-of-Need一詞的角色。答案（C）預備人，指委託人（出口商）在託收指示中預先指定、於單據在進口地發生拒付、拒絕承兌或需協商等狀況時，代為出面處理的代理人，例如洽談降價、改條件或安排退運，功能在於就地補救。（A）委託人是發動託收、委由銀行代收款項的出口商本人；（B）付款人是進口地應付票款、審單提貨的一方；（D）受益人多屬信用狀架構下的用語，並非託收中此一備而待用的代理角色。須注意銀行對預備人的權限應以託收指示明確載明為準，指示未清楚授權時不得逕認其有變更條件的權力。因此Case-of-Need即預備人，選（C）。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fx_trade-45-023","辦理進口代收 D\u002FA 之案件，倘客戶已來還款，而國外承兌匯票未寄還者，代收銀行應如何辦理？",23,{"id":28,"question":29,"qno":30},"fx_trade-45-024","依 URC522 規定，匯票經承兌後，到期未獲付款且進口商要求展延時，代收銀行應如何處理？",24,{"id":32,"question":33,"qno":34},"fx_trade-45-025","依 URC522 規定，如託收含有未來日期付款之匯票，且託收指示書表明商業單據應憑付款交付，則單據應於下列何時交付？",25,{"id":36,"question":37,"qno":38},"fx_trade-45-026","依 URC522 規定，託收指示書上要求款項匯付第三者時，但代收銀行未表示同意，則代收銀行宜如何處理進口託收之款項匯付？",26,{"id":40,"question":41,"qno":42},"fx_trade-45-027","承兌交單(D\u002FA)係進口商需在何種單據上承兌後取得商業單據？",27,{"id":44,"question":45,"qno":46},"fx_trade-45-028","託收指示中，如有加註「PLEASE HAVE THE DRAFT AVALIZED BY YOUR GOOD BANK」之條款，則將對下列何者構成潛在風險？",28,1787293948015]