[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fx_trade-47-036":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fx_trade","初階外匯人員專業能力測驗——進出口外匯業務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fx_trade-47-036","47",36,"跟單信用狀通常作為商業交易之貨款清償，原則上皆會被使用；但 STANDBY L\u002FC 通常用於下列何種用途，原則上係備而不用？",[13,14,15,16],"押匯","保證","貼現","承兌",1,"外幣保證","本題比較跟單信用狀與擔保信用狀的用途差異。答案（B）保證，擔保信用狀（STANDBY L\u002FC）本質上是以信用狀形式承作的保證工具，用來擔保申請人履行契約、清償債務或完成義務，只有在申請人違約、未依約履行時，受益人才憑違約聲明等單據求償而動用，平時備而不用，故用途屬保證。相對地，（A）押匯、（C）貼現、（D）承兌都是跟單信用狀在正常貿易貨款清償流程中運作的機能：出口商交單押匯取得資金、遠期匯票經承兌或貼現融通，均以實際交易貨款的收付為常態，屬「備而必用」。因此就備而不用、擔保履約的用途而言，STANDBY L\u002FC對應保證，選（B）。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":10},"fx_trade-45-036","有關外幣保證中之「直接保證」架構，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"fx_trade-45-037","下列何者非屬外幣保證簽發之型式？",37,{"id":30,"question":31,"qno":32},"fx_trade-45-038","依中央銀行規定，銀行不得接受下列何者之申請簽發外幣保證？",38,{"id":34,"question":35,"qno":36},"fx_trade-45-039","有關 STANDBY L\u002FC 之敘述，下列何者錯誤？",39,{"id":38,"question":39,"qno":40},"fx_trade-45-040","目前國內多數銀行於接受客戶之申請，簽發銀行保證或擔保信用狀時，大多要求客戶填妥下列哪一種文件？",40,{"id":42,"question":43,"qno":44},"fx_trade-45-041","於營建或工程標的完工一定期間，承包商依約定負責標的物之維修等，所提供之保證，稱為下列何者？",41,1787293948033]